On February 17, 2009 television sets will no longer receive an analog signal. If you don’t have a digital tuner in your TV set, you will not get a picture.
Starting January 1, 2008 you can contact the government to receive two coupons worth $40 each to buy converter boxes so you can still use your older, analog TV. Several companies have manufactured converter boxes that have been approved by the government. Retailers will begin selling the boxes, which translate the digital signal for analog TV sets, in mid February.
You can apply for coupons by calling 888/DTV-2009 or by going to the government Web site http://www.DTV2009.gov starting January 1. There is no income cap on consumers who want the coupons. The coupon program ends March 31, 2009.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
December 31, 2007
Analog to Digital Switch
On February 17, 2009 television sets will no longer receive an analog signal. If you don’t have a digital tuner in your TV set, you will not get a picture.
Starting January 1, 2008 you can contact the government to receive two coupons worth $40 each to buy converter boxes so you can still use your older, analog TV. Several companies have manufactured converter boxes that have been approved by the government. Retailers will begin selling the boxes, which translate the digital signal for analog TV sets, in mid February.
You can apply for coupons by calling 888/DTV-2009 or by going to the government Web site http://www.DTV2009.gov starting January 1. There is no income cap on consumers who want the coupons. The coupon program ends March 31, 2009.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
Starting January 1, 2008 you can contact the government to receive two coupons worth $40 each to buy converter boxes so you can still use your older, analog TV. Several companies have manufactured converter boxes that have been approved by the government. Retailers will begin selling the boxes, which translate the digital signal for analog TV sets, in mid February.
You can apply for coupons by calling 888/DTV-2009 or by going to the government Web site http://www.DTV2009.gov starting January 1. There is no income cap on consumers who want the coupons. The coupon program ends March 31, 2009.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
December 17, 2007
Checking Out Charities
At the end of the year, many people think about making charitable contributions. Before you start writing checks, however, make sure that the charity actually spends the majority of the money it raises on programming, not on overhead or continued fundraising. While there are no laws regulating how charities spend the money they raise, the Better Business Bureau suggests supporting organizations that spend less than 35 percent of total contributions on fundraising and overhead costs.
The American Institute of Philanthropy recently reported that 20 charities they studied were managing their resources poorly, paying high overhead costs and direct-mail fundraising fees and, in some cases, providing their leaders with six-figure salaries. Some of the charities, including AMVETS and Purple Heart, gave less than a third of the money raised to the causes they champion. For more information and to help you select carefully, see http://www.charitywatch.org/.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
The American Institute of Philanthropy recently reported that 20 charities they studied were managing their resources poorly, paying high overhead costs and direct-mail fundraising fees and, in some cases, providing their leaders with six-figure salaries. Some of the charities, including AMVETS and Purple Heart, gave less than a third of the money raised to the causes they champion. For more information and to help you select carefully, see http://www.charitywatch.org/.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
Checking Out Charities
At the end of the year, many people think about making charitable contributions. Before you start writing checks, however, make sure that the charity actually spends the majority of the money it raises on programming, not on overhead or continued fundraising. While there are no laws regulating how charities spend the money they raise, the Better Business Bureau suggests supporting organizations that spend less than 35 percent of total contributions on fundraising and overhead costs.
The American Institute of Philanthropy recently reported that 20 charities they studied were managing their resources poorly, paying high overhead costs and direct-mail fundraising fees and, in some cases, providing their leaders with six-figure salaries. Some of the charities, including AMVETS and Purple Heart, gave less than a third of the money raised to the causes they champion. For more information and to help you select carefully, see http://www.charitywatch.org/.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
The American Institute of Philanthropy recently reported that 20 charities they studied were managing their resources poorly, paying high overhead costs and direct-mail fundraising fees and, in some cases, providing their leaders with six-figure salaries. Some of the charities, including AMVETS and Purple Heart, gave less than a third of the money raised to the causes they champion. For more information and to help you select carefully, see http://www.charitywatch.org/.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
December 10, 2007
Online Shopping Safety
Shopping online can be a real time saver. To make sure that you are shopping safely, take the following precautions:
Check for spyware on your computer. To get rid of spywre, install software such as Webroot Spy Sweeper or free Ad-Aware SE Personal Edition (download.com).
Before paying, check your browser window for “https”, “SSL” or an unbroken key or closed-lock icon. These assure that the retailer is safeguarding your credit card number.
After shopping, opt out of the confirmation email. If the site includes your card number, the digits may not be secure. Instead, print your shopping screen or receipt as confirmation.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
Check for spyware on your computer. To get rid of spywre, install software such as Webroot Spy Sweeper or free Ad-Aware SE Personal Edition (download.com).
Before paying, check your browser window for “https”, “SSL” or an unbroken key or closed-lock icon. These assure that the retailer is safeguarding your credit card number.
After shopping, opt out of the confirmation email. If the site includes your card number, the digits may not be secure. Instead, print your shopping screen or receipt as confirmation.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
Online Shopping Safety
Shopping online can be a real time saver. To make sure that you are shopping safely, take the following precautions:
Check for spyware on your computer. To get rid of spywre, install software such as Webroot Spy Sweeper or free Ad-Aware SE Personal Edition (download.com).
Before paying, check your browser window for “https”, “SSL” or an unbroken key or closed-lock icon. These assure that the retailer is safeguarding your credit card number.
After shopping, opt out of the confirmation email. If the site includes your card number, the digits may not be secure. Instead, print your shopping screen or receipt as confirmation.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
Check for spyware on your computer. To get rid of spywre, install software such as Webroot Spy Sweeper or free Ad-Aware SE Personal Edition (download.com).
Before paying, check your browser window for “https”, “SSL” or an unbroken key or closed-lock icon. These assure that the retailer is safeguarding your credit card number.
After shopping, opt out of the confirmation email. If the site includes your card number, the digits may not be secure. Instead, print your shopping screen or receipt as confirmation.
Organized by Marcie: Getting you organized so you have time to do what you love to do!
December 03, 2007
Leisure Time
In the November 26, 2007 edition of Time magazine, the editors explored how Americans spend their time. They found that, after work and sleep, we spend more time watching TV than any other activity. With the average home having 2.73 TVs and only 2.6 people, it is no surprise. Compare how you spend your time and money with the average American: http://www.time.com/time/2007/america_numbers/play.html
Organized by Marcie: Getting you organized so you have time to do what you love to do!
Organized by Marcie: Getting you organized so you have time to do what you love to do!
Leisure Time
In the November 26, 2007 edition of Time magazine, the editors explored how Americans spend their time. They found that, after work and sleep, we spend more time watching TV than any other activity. With the average home having 2.73 TVs and only 2.6 people, it is no surprise. Compare how you spend your time and money with the average American: http://www.time.com/time/2007/america_numbers/play.html
Organized by Marcie: Getting you organized so you have time to do what you love to do!
Organized by Marcie: Getting you organized so you have time to do what you love to do!
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